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Academy Appraisal, Inc. is your FHA certified appraisal company

We are happy to say that Academy Appraisal, Inc. is an FHA-certified appraisal practice in PA & NJ. If you have an FHA-loan, be sure to hire Academy Appraisal, Inc., as we are approved and certified to perform FHA reports. FHA's guidelines, documentation and policies may seem difficult to comprehend, but the staff at Academy Appraisal, Inc. is well-trained on how to work in accordance with the rules and regulations provided.

Be sure to contact Academy Appraisal, Inc. if you need an appraisal done for an FHA-secured loan.

If your financial transaction is FHA certified, that means that it has been guaranteed by the Federal Housing Administration, which is a branch of the United States Department of Housing and Urban Development (HUD). None of the funds are provided by the FHA; what the FHA does is make sure that the mortgage is paid for in case the borrower doesn't pay their loan. Available to all homebuyers, FHA loan programs are created to assist credit-worthy low-income and moderate-income families who do not have the qualifications for conventional loans.

The rates on FHA loans are generally market rates, while down payment requirements are lower than for conventional loans. The loan programs that the Federal Housing Administration provides are excessively helpful to consumers with less starting capital.